What happens to property with a right of survivorship?

• A. It passes to the joint owner of the property.
• B. It passes to the deceased owner's heirs as per will.
• C. It becomes part of the estate.
• D. It is distributed according to a trust.

Answer: (B)

Property held with a right of survivorship passes to the surviving owner(s) when one owner dies. This means that in a joint ownership setup, the deceased’s share automatically transfers to the other co-owner(s) by operation of law, and does not go through the will, the estate, or a separate trust. The surviving owner(s) receive full ownership without regard to the deceased’s will or heirs. For example, if two people hold property as joint tenants and one dies, the remaining owner becomes the sole owner. This automatic transfer is the defining feature of the right of survivorship.